Security first
Bank-grade encryption, row-level data isolation and KYC verification before wallet money moves. Every payment is logged and receipted.
About us
One secure account for every household bill in India
UBT Pay is a consumer bill payment platform that brings electricity, water, gas, broadband, mobile recharge, DTH and more into a single wallet — with instant cashback, saved billers and a downloadable receipt for every rupee you spend.
Our mission
Most Indian households still juggle six or seven different portals to clear their monthly utility bills — each with its own login, its own payment page and its own idea of what a receipt looks like. UBT Pay exists to collapse that into one screen. Our mission is to make paying a utility bill online as fast, transparent and forgettable as it should be, while rewarding the people who pay on time.
We combine a prepaid wallet, a verified biller catalogue and a rewards engine so that every bill payment earns something back. Reminders warn you before the due date, autopay clears the bill if you want it to, and every transaction lands in a searchable history with a PDF receipt.
What we stand for
Honest pricing
No hidden convenience fees on wallet payments. Cashback rules are published in the app before you pay, not after.
Speed that shows
Saved billers, one-tap repeat payments and instant confirmation so a monthly electricity bill takes under fifteen seconds.
Real support
In-app ticketing with a tracked status, plus email and WhatsApp help for disputed or delayed payments.
How we got here
Foundation
Built as a single wallet for every household utility instead of one app per biller.
Wallet & cashback
Launched instant cashback credited straight to the wallet with a full ledger.
KYC & compliance
Added document-backed KYC verification for wallet-funded payments.
Rewards
Daily check-in points, spin rewards and a Rs. 10 referral programme.
Trust, KYC and your money
Wallet balances are only usable for bill payments once your KYC documents are verified, and every rupee that enters or leaves the wallet writes a ledger row you can inspect. Cashback, referral rewards, check-in points and spin winnings all land in the same wallet, so there is never a second balance to reconcile. Card and UPI payments run through a PCI-DSS compliant gateway — we never store your card details.
Verified biller catalogue Built for Indian households